Corporate Executive Mortgage

Sarah Grace Mortgages | Customer Review

I described my situation to my advisor, Sarah Grace, completed a simple questionnaire and left them to solve the problem. Within no time at all, I had an Agreement in Principal from a major lender

Andy recently returned to the UK after eight years abroad to take up a role with a new employer.

๏ปฟSoon after arriving home he found a house that he wanted to buy. However, Andy found that getting a Residential mortgage for the new house and a Buy to Let mortgage for his old one (which was rented out on a Consent to let whilst overseas) was going to be difficult for him to arrange. His slightly unusual circumstances didn’t lend themselves to the “factory approach” that he encountered when he talked directly to various mortgage providers. The challenge Andy had is that he had just returned to the UK, so not on the Electoral Roll, he had started with a new employer and he was in a 6 month probationary period.

What Andy Says:

“I described my situation to my advisor, Sarah Grace, completed a simple questionnaire and left them to solve the problem. Within no time at all, I had an Agreement in Principal from a major lender that enabled me to agree an offer on the new property I wanted. Shortly afterwards, I gave up trying to remortgage my old house with my own bank and once again handed the task over to Sarah Grace. Despite the fact that I’d not been living here and was on a probationary period in my new role, they were able to quickly find me a willing lender at a very competitive rate. I would not hesitate to recommend Sarah Grace to anyone looking for a mortgage.”

By Jordan Nasser December 16, 2025
๐ŸŽ‰December Prize Draw Winner Announcement๐ŸŽ‰ We’re delighted to announce the winner of our Google Review prize draw - congratulations to Dr Adam Richardson, who has won a brand-new pair of AirPods! ๐ŸŽง Thank you to everyone who took part and helped make our December draw such a success. We really appreciate the time you take to share your feedback and support us. Missed giving us a review? Don’t panic! If you didn’t get a chance to enter last time, there’s still plenty to play for. We’re running another competition, with the chance to win a pair of AirPods Pro 3. ๐Ÿ“… The next winner will be drawn on 30th April, so there’s still time to get involved. ๐Ÿ‘‰ Click here to leave your review and enter the draw Good luck - and once again, congratulations to Dr Adam Richardson! ๐Ÿ™Œ ๏ปฟ
By Jordan Nasser December 14, 2025
Podcast with Dentists Who Invest – Featuring Sarah Grace | CPD Available In this episode, we discuss how the UK Government’s latest budget changes affect property owners and mortgage holders - especially dentists and small landlords. We explore how shifts in tax bands, interest tax credits, and mortgage pricing are influencing property investment strategies, rental returns, and borrowing decisions. We also share practical tips on approaching fixed-rate mortgage deals and preparing the right documentation, whether you’re remortgaging, buying a home, or considering buy-to-let. ๐Ÿ“Œ Key takeaways: ๐Ÿ“‰ Interest rates: Fixed rates (2 and 5-year deals) are easing as markets digest the budget, but uncertainty remains. ๐Ÿ’ธ Tax impact: Changes in tax bands and interest tax credits can pull more rental income into higher rates. ๐Ÿ”‘ Strategy tip: If your current mortgage fix is ending soon, consider securing a product now to cap risk and switch later if prices fall. ๐Ÿง  Practical guidance: Covers what documents to gather and how to choose between mortgage terms. ๐Ÿ“ For higher-value homes: Be aware of proposed mansion tax bands and valuation timing ahead of 2028. โžก๏ธ Great listen if you’re navigating property finance in the current UK market! ๐ŸŽง Listen now : The Budget And Your Properties/Mortgage ๐Ÿ“ CPD Certificate Available : This episode is eligible for verified CPD, making it a valuable use of your time both personally and professionally.
December 4, 2025
A straightforward look at what is happening in the mortgage world this month.
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