Podcast with Dentists Who Invest – Featuring Sarah Grace | CPD Available
In this episode, we discuss how the UK Government’s latest budget changes affect property owners and mortgage holders - especially dentists and small landlords. We explore how shifts in tax bands, interest tax credits, and mortgage pricing are influencing property investment strategies, rental returns, and borrowing decisions. We also share practical tips on approaching fixed-rate mortgage deals and preparing the right documentation, whether you’re remortgaging, buying a home, or considering buy-to-let.
📌 Key takeaways:
📉 Interest rates: Fixed rates (2 and 5-year deals) are easing as markets digest the budget, but uncertainty remains.
💸 Tax impact: Changes in tax bands and interest tax credits can pull more rental income into higher rates.
🔑 Strategy tip: If your current mortgage fix is ending soon, consider securing a product now to cap risk and switch later if prices fall.
🧠 Practical guidance: Covers what documents to gather and how to choose between mortgage terms.
📍 For higher-value homes: Be aware of proposed mansion tax bands and valuation timing ahead of 2028.
➡️ Great listen if you’re navigating property finance in the current UK market!
🎧 Listen now: The Budget And Your Properties/Mortgage
📝 CPD Certificate Available: This episode is eligible for verified CPD, making it a valuable use of your time both personally and professionally.
