Self employed Associate Dentist

Mortgages for Dentists

In January 2016 Jennifer joined a private practice, resulting in a significant income rise. Jennifer was unable to prove this on her tax returns due to only having 8 months’ worth of invoices from her new position.

Jennifer is a self-employed Associate Dentist and has four years employment history within an NHS Practice. In January 2016 Jennifer joined a private practice, resulting in a significant income rise. Jennifer was unable to prove this on her tax returns due to only having 8 months’ worth of invoices from her new position. Through our expert knowledge of Dentistry income, we obtained a mortgage using the current income, meaning that Jennifer was able to purchase the house she wanted without waiting for her 2016-2017 tax returns to be submitted to prove her new income.

This is what Jenny says

When I first enquired about getting a mortgage for my first home through a different mortgage advisor, I was told it was going to be impossible to get an agreement for the amount I needed, using my NHS income. I was advised to wait another year or consider a substantially smaller mortgage amount and therefore losing the house I wanted. When I contacted Charlotte Beasley from Sarah Grace I didn't think I had much hope of getting a successful application, but I explained my situation and she immediately got to work in finding a solution without any hesitation at all. Within twenty four hours, Charlotte and Sarah had spoken to lenders about both my NHS and Private dental income and we were able to start putting together a mortgage application straight away. Charlotte kept in touch throughout the application process so I knew exactly what was going on, and was always prompt in replying to my never ending queries and questions. Charlotte has also helped in sorting the structural survey for the property and helped to liaise with a solicitor also. I genuinely believe I wouldn't have got the mortgage offer I have today without the help of Charlotte and Sarah and their expert dental income knowledge. I cannot thank them enough.' Dr J Goldney, Associate Dentist, Littleover Dental Practice